![]() ![]() Overdrawn FeeĪ fee of $10.00 is applied each time a Member overdraws their available funds without authority, as a result of a cheque, ATM, Direct Debit or EFTPOS withdrawal. (Members under 18 exempt.) Large Cash Withdrawal FeeĪ charge of $5.00 per thousand dollars (or part thereof) will apply to cash withdrawals of over $10,000. Cheque Item Deposit FeeĪ fee of $0.90c will be charged for each cheque item deposited. Credit Union Counter Cheque FeeĪ Counter Cheque fee of $7.50 applies to all Credit Union corporate “Counter Cheques” supplied, including Periodical payments made on behalf of Members via cheque. Transaction FeesĪll ATM/EFTPOS transactions declined due to “insufficient funds” incur a fee of $0.50c each. ![]() A transaction type is classified as a withdrawal, cash deposit or cheque deposit. excess transaction incurs an excess fee of $3.60. Visa Cards are exempt IF account is selected when completing purchase transaction at EFTPOS terminal. Over the counter Cash Withdrawals or manual transfers For a full explanation of how a Member's Free Transactions are calculated, please see table below. ![]() Note: Excess Transaction Fees are incurred when a Member’s number of Free Transactions for the month are exceeded. Excess Transaction Fees - per calendar month per membership Together these brochures form the Conditions of Use for the Central West Credit Union Account & Access Facility. This document must be read together with the Summary of Accounts & Availability of Access Facilities brochure and the Account & Access Facility brochure. Schedule of Fees, Charges & Transaction Limits as at 1st August 2022 ![]()
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